9865 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080061690 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$249,741

Property Details

Beds
4
Baths
2
Living Sqft
1,225
Year Built
1956
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$105,000
2012-03-06
GILMA CASTILLO &HPIERRE KOUSSIAFES
2
$144,000+37%
2012-07-30
PIERRE KOUSSIAFESLUIS M FIGUEROA
3
$255,000+77%
2017-08-18
LUIS M FIGUEROAORLANDO PERCY REYES

Tax Assessment History

$249,741
Assessed (2025)
$418,543
Market Value
$199,019
Taxable Value
$4,052
Annual Tax
2024
$242,703
$420,635
2025
$249,741
$418,543
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $249,741 $418,543 $199,019 $4,052
2024 $242,703 $420,635 $192,703 $3,923

About 9865 MONTEGO BAY DR, Cutler Bay, FL 33189

9865 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,225 square feet of living space on a 8,250 square foot lot. The property is currently owned by ORLANDO PERCY REYES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-08-18 for $255,000, when LUIS M FIGUEROA sold to ORLANDO PERCY REYES. The property has appreciated $111,000 (77%) since the prior sale of $144,000 on 2012-07-30. There are 3 recorded sales for this property.

The 2025 assessed value is $249,741 with a market value of $418,543. This breaks down to $247,500 for the land and $171,043 for the building. The assessed value increased 3% from $242,703 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 9865 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2012 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 98% of the most recent sale price.

Based on the most recent sale, this property traded at $208 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ORLANDO PERCY REYES
9865 MONTEGO BAY DR, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,396 — $6,294
Flood $400 — $800
Property/Wind $2,996 — $5,494

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
Zoom in to see property sales