9980 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080061310 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$104,885

Property Details

Beds
3
Baths
1
Living Sqft
980
Year Built
1956
Lot Sqft
8,994
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
1999-01-01
2
$132,500
2002-09-01
3
$100non-market transfer
2021-12-22
TOMASA MORALESTOMASA MORALES

Tax Assessment History

$104,885
Assessed (2025)
$382,379
Market Value
$0
Taxable Value
2024
$101,930
$383,401
2025
$104,885
$382,379
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $104,885 $382,379 $0
2024 $101,930 $383,401 $0

About 9980 MONTEGO BAY DR, Cutler Bay, FL 33189

9980 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1956 with 980 square feet of living space on a 8,994 square foot lot. The property is currently owned by TOMASA MORALES DANIEL MORALES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-12-22 for $100, when TOMASA MORALES sold to TOMASA MORALES. The property sold for $132,400 less than the prior sale of $132,500 on 2002-09-01. There are 3 recorded sales for this property.

The 2025 assessed value is $104,885 with a market value of $382,379. This breaks down to $258,660 for the land and $123,719 for the building. The assessed value increased 3% from $101,930 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. There are active mortgage liens totaling $310,596 recorded against this property.

9980 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1999 to 2021, with 3 recorded transactions in the public record..

Current Owner

TOMASA MORALES DANIEL MORALES
9980 MONTEGO BAY DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$315,000
~$310,596 bal.
UNITED WHOLESALE MORTGAGE · 2025-02-05
1 satisfied mortgage
SATISFIED 2022-01-10
$210,000
CALIBER HOME LOANS INC
Est. Total Balance $310,596
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales