9960 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080061290 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$216,119

Property Details

Beds
2
Baths
1
Living Sqft
759
Year Built
1956
Lot Sqft
8,375
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$43,100
1988-01-01
2
$100non-market transfer
2016-02-16
JAMES J ARAIZAJAMES J ARAIZA

Tax Assessment History

$216,119
Assessed (2025)
$343,336
Market Value
$216,119
Taxable Value
$4,400
Annual Tax
2024
$196,472
$344,107
2025
$216,119
$343,336
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $216,119 $343,336 $216,119 $4,400
2024 $196,472 $344,107 $196,472 $4,000

About 9960 MONTEGO BAY DR, Cutler Bay, FL 33189

9960 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 2-bedroom, 1-bathroom residential - single family : 1 unit built in 1956 with 759 square feet of living space on a 8,375 square foot lot. The property is currently owned by JAMES J ARAIZA JANA L SHEEDER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-02-16 for $100, when JAMES J ARAIZA sold to JAMES J ARAIZA. The property sold for $43,000 less than the prior sale of $43,100 on 1988-01-01. The 2025 assessed value is $216,119 with a market value of $343,336.

This breaks down to $249,375 for the land and $93,961 for the building. The assessed value increased 10% from $196,472 in 2024. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

9960 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1988 to 2016, with 2 recorded transactions in the public record..

Current Owner

JAMES J ARAIZA JANA L SHEEDER
9960 MONTEGO BAY DR, MIAMI, FL, 33176
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,993 — $5,554
Flood $400 — $800
Property/Wind $2,593 — $4,754

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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