9900 MONTEGO BAY DR, Cutler Bay, FL 33189

9900 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1956 with 980 square feet of living space on a 8,438 square foot lot. The property is currently owned by GORDON WEBB HARRIS LAUREN WEBB HARRIS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2014-11-03 for $170,500, when CUTLER HOMESTEAD HOLDINGS LLC sold to GORDON WEBB HARRIS. The property has appreciated $170,400 (170400%) since the prior sale of $100 on 2011-12-30. There are 3 recorded sales for this property.

The 2025 assessed value is $77,831 with a market value of $375,758. This breaks down to $250,320 for the land and $125,438 for the building. The assessed value increased 3% from $75,638 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 9900 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2008 to 2014, with 3 recorded transactions in the public record. The current assessed value represents 46% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $174 per square foot — a key metric for comparing value across Cutler Bay's real estate market..