10220 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080060400 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$160,995

Property Details

Beds
4
Baths
2.5
Living Sqft
1,887
Year Built
1957
Lot Sqft
8,374
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$89,900
1998-04-01
2
$215,000+139%
2005-03-01
3
$83,100-61%
2011-12-16
DEREK N DECARLO &DEREK N DECARLO

Tax Assessment History

$160,995
Assessed (2025)
$444,799
Market Value
$110,273
Taxable Value
$2,245
Annual Tax
2024
$156,458
$446,516
2025
$160,995
$444,799
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $160,995 $444,799 $110,273 $2,245
2024 $156,458 $446,516 $106,458 $2,167

About 10220 MONTEGO BAY DR, Cutler Bay, FL 33189

10220 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 4-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1957 with 1,887 square feet of living space on a 8,374 square foot lot. The property is currently owned by DEREK N DECARLO ANNA DECARLO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2011-12-16 for $83,100, when DEREK N DECARLO & sold to DEREK N DECARLO. The property sold for $131,900 less than the prior sale of $215,000 on 2005-03-01. There are 3 recorded sales for this property.

The 2025 assessed value is $160,995 with a market value of $444,799. This breaks down to $249,360 for the land and $195,439 for the building. The assessed value increased 3% from $156,458 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

10220 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1998 to 2011, with 3 recorded transactions in the public record.

The current assessed value represents 194% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $44 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

DEREK N DECARLO ANNA DECARLO
10220 MONTEGO BAY DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,331 — $4,341
Flood $400 — $800
Property/Wind $1,931 — $3,541

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 10220

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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