10130 MONTEGO BAY DR, Cutler Bay, FL 33189

10130 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1957 with 1,210 square feet of living space on a 8,933 square foot lot. The property is currently owned by RAFAEL ALFREDO GONZALEZ NICOL NINETTE MARIE VELEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-07-09 for $412,000, when ADRIAN LOPEZ &W ALINA sold to RAFAEL ALFREDO GONZALEZ . There are 3 recorded sales for this property. The 2025 assessed value is $383,558 with a market value of $443,039.

This breaks down to $257,745 for the land and $185,294 for the building. The assessed value increased 3% from $372,749 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $376,170 recorded against this property. 10130 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1997 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 93% of the most recent sale price.

Based on the most recent sale, this property traded at $340 per square foot — a key metric for comparing value across Cutler Bay's real estate market..