10120 MONTEGO BAY DR, Cutler Bay, FL 33189

10120 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1957 with 1,380 square feet of living space on a 8,933 square foot lot. The property is currently owned by JEFFREY R STONE, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2004-07-01 for $130,000. The property has appreciated $40,000 (44%) since the prior sale of $90,000 on 1998-06-01. There are 3 recorded sales for this property.

The 2025 assessed value is $283,709 with a market value of $377,780. This breaks down to $257,745 for the land and $120,035 for the building. The assessed value increased 10% from $257,918 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. 10120 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1992 to 2004, with 3 recorded transactions in the public record. The current assessed value represents 218% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $94 per square foot — a key metric for comparing value across Cutler Bay's real estate market..