10020 MONTEGO BAY DR, Cutler Bay, FL 33189

10020 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1957 with 1,491 square feet of living space on a 8,933 square foot lot. The property is currently owned by MARITZA ALVAREZ & E VARGAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1984-03-01 for $62,000. The 2025 assessed value is $126,910 with a market value of $428,948. This breaks down to $257,745 for the land and $171,203 for the building.

The assessed value increased 3% from $123,334 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

10020 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The current assessed value represents 205% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $42 per square foot — a key metric for comparing value across Cutler Bay's real estate market..