10215 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080060200 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$429,482

Property Details

Beds
3
Baths
2.5
Living Sqft
1,585
Year Built
1957
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$189,000
2004-05-01
2
$248,000+31%
2018-05-29
ALEJANDRO &W GARCIA TERRA INVESTMENTS GROUP LLC
3
$355,000+43%
2020-09-11
TERRA INVESTMENTS GROUP LLCJAVIER DE ARMAS GARCIA

Tax Assessment History

$429,482
Assessed (2025)
$486,782
Market Value
$378,760
Taxable Value
$7,711
Annual Tax
2024
$417,379
$489,492
2025
$429,482
$486,782
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $429,482 $486,782 $378,760 $7,711
2024 $417,379 $489,492 $367,379 $7,480

About 10215 MONTEGO BAY DR, Cutler Bay, FL 33189

10215 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1957 with 1,585 square feet of living space on a 8,250 square foot lot. The property is currently owned by JAVIER DE ARMAS GARCIA FRANCISCO JOSE DE ARMAS FLEITES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-09-11 for $355,000, when TERRA INVESTMENTS GROUP LLC sold to JAVIER DE ARMAS GARCIA . The property has appreciated $107,000 (43%) since the prior sale of $248,000 on 2018-05-29. There are 3 recorded sales for this property.

The 2025 assessed value is $429,482 with a market value of $486,782. This breaks down to $247,500 for the land and $239,282 for the building. The assessed value increased 3% from $417,379 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

10215 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 121% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $224 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JAVIER DE ARMAS GARCIA FRANCISCO JOSE DE ARMAS FLEITES
10215 MONTEGO BAY DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,553 — $10,248
Flood $400 — $800
Property/Wind $5,153 — $9,448

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 10215

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →
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