10020 SW 197 ST, Cutler Bay, FL 33157

Parcel: 3660050110440 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$135,039

Property Details

Beds
3
Baths
2
Living Sqft
1,248
Year Built
1967
Lot Sqft
9,066
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$71,000
1991-06-01
2
N/Anon-market transfer
1993-10-01
3
$98,000
1995-05-01

Tax Assessment History

$135,039
Assessed (2025)
$407,344
Market Value
$84,317
Taxable Value
$1,717
Annual Tax
2024
$131,234
$408,460
2025
$135,039
$407,344
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $135,039 $407,344 $84,317 $1,717
2024 $131,234 $408,460 $81,234 $1,654

About 10020 SW 197 ST, Cutler Bay, FL 33157

10020 SW 197 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1967 with 1,248 square feet of living space on a 9,066 square foot lot. The property is currently owned by BRUCE L HARRISON &W SUSAN E, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 1995-05-01 for $98,000. There are 3 recorded sales for this property. The 2025 assessed value is $135,039 with a market value of $407,344.

This breaks down to $248,490 for the land and $158,854 for the building. The assessed value increased 3% from $131,234 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential. Flood insurance is typically required. The median household income in this area is $76,136, and the median home value is $396,300.

The population density is 4,818 people per square mile. There are active mortgage liens totaling $318,107 recorded against this property. 10020 SW 197 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1991 to 1995, with 3 recorded transactions in the public record. The current assessed value represents 138% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $79 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

BRUCE L HARRISON &W SUSAN E
10020 SW 197 TERR, MIAMI, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$2,020 — $3,800
Flood $400 — $800
Property/Wind $1,620 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 10020

100%
Owner-Occ
0%
Investor
3
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →

Mortgages

ACTIVE
$320,512
~$318,107 bal.
SAYGO HOME LOANS LLC · 2025-09-29
3 satisfied mortgages
SATISFIED 2025-02-03
$265,700
PHH MORTGAGE SERVICES CORP
SATISFIED 2024-06-03
$254,500
SAYGO HOME LOANS LLC
SATISFIED 2023-09-22
$225,000
EDUCATIONAL FCU
Est. Total Balance $318,107
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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