9902 SW 196 ST, Cutler Bay, FL 33157

Parcel: 3660050083310 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$149,312

Property Details

Beds
3
Baths
2
Living Sqft
1,866
Year Built
1967
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$108,500
1999-10-01
2
$203,000+87%
2003-06-01
3
$285,000+40%
2005-04-01

Tax Assessment History

$149,312
Assessed (2025)
$450,110
Market Value
$98,590
Taxable Value
$2,007
Annual Tax
2024
$145,104
$450,144
2025
$149,312
$450,110
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $149,312 $450,110 $98,590 $2,007
2024 $145,104 $450,144 $95,104 $1,936

About 9902 SW 196 ST, Cutler Bay, FL 33157

9902 SW 196 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1967 with 1,866 square feet of living space on a 8,250 square foot lot. The property is currently owned by ROBERT SPENCER &W FAITH SPENCER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2005-04-01 for $285,000. The property has appreciated $82,000 (40%) since the prior sale of $203,000 on 2003-06-01. There are 3 recorded sales for this property.

The 2025 assessed value is $149,312 with a market value of $450,110. This breaks down to $247,500 for the land and $202,610 for the building. The assessed value increased 3% from $145,104 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential. Flood insurance is typically required.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. 9902 SW 196 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1999 to 2005, with 3 recorded transactions in the public record. The current assessed value represents 52% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $153 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ROBERT SPENCER &W FAITH SPENCER
9902 SW 196 ST, MIAMI, FL, 33157-8666
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$2,191 — $4,084
Flood $400 — $800
Property/Wind $1,791 — $3,284

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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