9815 SW 196 ST, Cutler Bay, FL 33157

Parcel: 3660050083060 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$335,804

Property Details

Beds
3
Baths
2
Living Sqft
1,200
Year Built
1967
Lot Sqft
8,800
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$106,100
2011-07-28
LUIS LAGUNA & MARIA LAGUNA JTRSCONTINENTAL BUSINESS USA INC
2
$155,000+46%
2011-10-24
CONTINENTAL BUSINESS USA INCLUIS R SILBERBERG
3
$380,000+145%
2020-01-24
LUIS R SILBERBERGJOSEPH B RYAN III

Tax Assessment History

$335,804
Assessed (2025)
$489,229
Market Value
$285,082
Taxable Value
$5,804
Annual Tax
2024
$326,341
$491,879
2025
$335,804
$489,229
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $335,804 $489,229 $285,082 $5,804
2024 $326,341 $491,879 $276,341 $5,626

About 9815 SW 196 ST, Cutler Bay, FL 33157

9815 SW 196 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1967 with 1,200 square feet of living space on a 8,800 square foot lot. The property is currently owned by JOSEPH B RYAN III, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-01-24 for $380,000, when LUIS R SILBERBERG sold to JOSEPH B RYAN III. The property has appreciated $225,000 (145%) since the prior sale of $155,000 on 2011-10-24. There are 3 recorded sales for this property.

The 2025 assessed value is $335,804 with a market value of $489,229. This breaks down to $255,750 for the land and $233,479 for the building. The assessed value increased 3% from $326,341 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential. Flood insurance is typically required.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. There are active mortgage liens totaling $87,163 recorded against this property.

9815 SW 196 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2011 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 88% of the most recent sale price. Based on the most recent sale, this property traded at $317 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JOSEPH B RYAN III
9815 SW 196 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$4,429 — $8,187
Flood $400 — $800
Property/Wind $4,029 — $7,387

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$90,000
~$87,163 bal.
SPRING EQ LLC · 2023-07-21
1 satisfied mortgage
SATISFIED 2021-12-02
$357,200
PENNYMAC LOAN SERVICES LLC
Est. Total Balance $87,163
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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