9850 SW 197 ST, Cutler Bay, FL 33157

Parcel: 3660050060390 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$137,116

Property Details

Beds
3
Baths
2
Living Sqft
1,420
Year Built
1960
Lot Sqft
9,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$30,900
1974-05-01
2
$40,500+31%
1975-05-01
3
$49,900+23%
1978-09-01

Tax Assessment History

$137,116
Assessed (2025)
$426,561
Market Value
$86,394
Taxable Value
$1,759
Annual Tax
2024
$133,252
$427,800
2025
$137,116
$426,561
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $137,116 $426,561 $86,394 $1,759
2024 $133,252 $427,800 $83,252 $1,695

About 9850 SW 197 ST, Cutler Bay, FL 33157

9850 SW 197 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,420 square feet of living space on a 9,500 square foot lot. The property is currently owned by JAMES A MOBLEY &W PATRICIA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1978-09-01 for $49,900. The property has appreciated $9,400 (23%) since the prior sale of $40,500 on 1975-05-01. There are 3 recorded sales for this property.

The 2025 assessed value is $137,116 with a market value of $426,561. This breaks down to $266,250 for the land and $160,311 for the building. The assessed value increased 3% from $133,252 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. 9850 SW 197 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1974 to 1978, with 3 recorded transactions in the public record. The current assessed value represents 275% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $35 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JAMES A MOBLEY &W PATRICIA
9850 SW 197 ST, MIAMI, FL, 33157-8615
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,045 — $3,816
Flood $400 — $800
Property/Wind $1,645 — $3,016

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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