9845 SW 197 ST, Cutler Bay, FL 33157
Parcel: 3660050060370 · Residential - Single Family · 1 Unit · Zoning: 0100
Assessed Value (2025)
$473,463
Property Details
Beds
3
Baths
2
Living Sqft
1,458
Year Built
1960
Lot Sqft
8,925
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT
Sales History
1
$315,000
2019-08-19
KATHLEEN B CLOVIS LE → JOEL NICOLAS HIDALGO DIAZ
2
$545,000+73%
2023-06-02
JOEL NICOLAS HIDALGO DIAZ → WENDY MOYA MACHADO
3
$545,000
2023-06-20
4
$100non-market transfer
2026-02-17
WENDY MOYA MACHADO → WENDY MOYA MACHADO
5
N/A
2026-02-26
Tax Assessment History
$473,463
Assessed (2025)
$473,463
Market Value
$422,741
Taxable Value
$8,607
Annual Tax
2024
$476,147
2025
$473,463
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2025 | $473,463 | $473,463 | $422,741 | $8,607 | $257,625 | $215,838 |
| 2024 | $476,147 | $476,147 | $426,147 | $8,676 | $257,625 | $218,522 |
About 9845 SW 197 ST, Cutler Bay, FL 33157
9845 SW 197 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,458 square feet of living space on a 8,925 square foot lot. The property is currently owned by WENDY MOYA MACHADO OSMANY MOYA GARCIA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.
There are 5 recorded sales for this property. The 2025 assessed value is $473,463 with a market value of $473,463. This breaks down to $257,625 for the land and $215,838 for the building.
The assessed value decreased 1% from $476,147 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.
Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile.
There are active mortgage liens totaling $517,728 recorded against this property. 9845 SW 197 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.
The complete ownership history of this property spans from 2019 to 2026, with 5 recorded transactions in the public record..
Current Owner
WENDY MOYA MACHADO OSMANY MOYA GARCIA
9845 SW 197 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →
Flood Zone
Zone X
Minimal risk
Est. Annual Insurance
$6,081 — $11,216
Flood $400 — $800
Property/Wind $5,681 — $10,416
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi
Neighborhood 33157
46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
Mortgages
ACTIVE
$535,128
MY MORTGAGE INC · 2023-06-20
1 satisfied mortgage
SATISFIED 2022-04-11
$81,544
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $517,728
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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