8824 SW 185 TER, Cutler Bay, FL 33157

Parcel: 3660040301180 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$526,992

Property Details

Beds
3
Baths
2
Living Sqft
1,924
Year Built
1978
Lot Sqft
16,378
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$106,000
1987-02-01
2
$115,000+8%
1988-08-01
3
$540,000+370%
2021-04-02
LYLE F GREEN &W ANN JANTHONY ZMIJ

Tax Assessment History

$526,992
Assessed (2025)
$676,990
Market Value
$476,270
Taxable Value
$9,696
Annual Tax
2024
$512,140
$679,428
2025
$526,992
$676,990
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $526,992 $676,990 $476,270 $9,696
2024 $512,140 $679,428 $462,140 $9,409

About 8824 SW 185 TER, Cutler Bay, FL 33157

8824 SW 185 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1978 with 1,924 square feet of living space on a 16,378 square foot lot. The property is currently owned by KATHERINE HOYO ZMIJ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-04-02 for $540,000, when LYLE F GREEN &W ANN J sold to ANTHONY ZMIJ. The property has appreciated $425,000 (370%) since the prior sale of $115,000 on 1988-08-01. There are 3 recorded sales for this property.

The 2025 assessed value is $526,992 with a market value of $676,990. This breaks down to $360,847 for the land and $316,143 for the building. The assessed value increased 3% from $512,140 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. 8824 SW 185 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1987 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 98% of the most recent sale price.

Based on the most recent sale, this property traded at $281 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

KATHERINE HOYO ZMIJ
8824 SW 185 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$5,669 — $10,285
Flood $400 — $800
Property/Wind $5,269 — $9,485

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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