8823 SW 185 LN, Cutler Bay, FL 33157

Parcel: 3660040301170 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$727,620

Property Details

Beds
5
Baths
3
Living Sqft
2,644
Year Built
1978
Lot Sqft
16,988
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2023-07-18
CHARLENE FAULKNERCHARLENE G BERBRICK TRS
2
N/A
2023-08-15
3
$825,000
2023-12-29
CHARLENE G BERBRICK TRSLEANDRO J GARCIA ARAOZ
4
N/A
2024-01-05
5
$825,000
2024-01-05
6
$950,000+15%
2024-12-31
LEANDRO J GARCIA ARAOZCARLOS CARDONA
7
$950,000
2025-01-08

Tax Assessment History

$727,620
Assessed (2025)
$727,620
Market Value
$727,620
Taxable Value
$14,814
Annual Tax
2024
$570,361
$700,028
2025
$727,620
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $727,620 $727,620 $727,620 $14,814
2024 $570,361 $700,028 $520,361 $10,594

About 8823 SW 185 LN, Cutler Bay, FL 33157

8823 SW 185 LN, Cutler Bay, FL 33157 is a 5-bedroom, 3-bathroom residential - single family : 1 unit built in 1978 with 2,644 square feet of living space on a 16,988 square foot lot. The property is currently owned by CARLOS CARDONA ADRIANA P CARDONA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-01-08 for $950,000. There are 7 recorded sales for this property. The 2025 assessed value is $727,620 with a market value of $727,620.

This breaks down to $367,862 for the land and $359,758 for the building. The assessed value increased 28% from $570,361 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile.

There are active mortgage liens totaling $689,776 recorded against this property. 8823 SW 185 LN, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2023 to 2025, with 7 recorded transactions in the public record. The current assessed value represents 77% of the most recent sale price. Based on the most recent sale, this property traded at $359 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CARLOS CARDONA ADRIANA P CARDONA
8823 SW 185 LN, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$7,676 — $13,897
Flood $400 — $800
Property/Wind $7,276 — $13,097

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$700,000
~$689,776 bal.
STANDARD MORTGAGE CAPITAL LLC · 2025-01-08
1 satisfied mortgage
SATISFIED 2024-01-05
$618,750
UNITED WHOLESALE MORTGAGE LLC
Est. Total Balance $689,776
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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