8855 SW 197 TER, Cutler Bay, FL 33157

Parcel: 3660040250320 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$155,836

Property Details

Beds
3
Baths
2
Living Sqft
1,630
Year Built
1972
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$254,900
2004-12-01
2
$254,400-0%
2008-01-01
3
$100non-market transfer
2016-08-23
MARLON JOSE LOPEZ ANA LUISA LOPEZ

Tax Assessment History

$155,836
Assessed (2025)
$400,889
Market Value
$105,114
Taxable Value
$2,140
Annual Tax
2024
$151,445
$400,974
2025
$155,836
$400,889
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $155,836 $400,889 $105,114 $2,140
2024 $151,445 $400,974 $101,445 $2,065

About 8855 SW 197 TER, Cutler Bay, FL 33157

8855 SW 197 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1972 with 1,630 square feet of living space on a 7,500 square foot lot. The property is currently owned by ANA LUISA LOPEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-08-23 for $100, when MARLON JOSE LOPEZ sold to ANA LUISA LOPEZ. The property sold for $254,300 less than the prior sale of $254,400 on 2008-01-01. There are 3 recorded sales for this property.

The 2025 assessed value is $155,836 with a market value of $400,889. This breaks down to $225,000 for the land and $175,889 for the building. The assessed value increased 3% from $151,445 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $63,478 recorded against this property.

8855 SW 197 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2016, with 3 recorded transactions in the public record..

Current Owner

ANA LUISA LOPEZ
8855 SW 197 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,958 — $3,800
Flood $400 — $800
Property/Wind $1,558 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$66,683
~$63,478 bal.
SECRETARY HOUSING URBAN DEVELOPMENT · 2022-04-01
Est. Total Balance $63,478
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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