18431 SW 92 PL, Cutler Bay, FL 33157

Parcel: 3660040231080 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$192,647

Property Details

Beds
3
Baths
2
Living Sqft
1,323
Year Built
1971
Lot Sqft
8,800
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$197,500
2002-06-01
2
N/Anon-market transfer
2004-12-01
3
$197,000
2011-10-11
RICHARD J OSBORNRAYMOND M GARCIA

Tax Assessment History

$192,647
Assessed (2025)
$486,945
Market Value
$141,925
Taxable Value
$2,889
Annual Tax
2024
$187,218
$490,002
2025
$192,647
$486,945
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $192,647 $486,945 $141,925 $2,889
2024 $187,218 $490,002 $137,218 $2,794

About 18431 SW 92 PL, Cutler Bay, FL 33157

18431 SW 92 PL, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1971 with 1,323 square feet of living space on a 8,800 square foot lot. The property is currently owned by RAYMOND M GARCIA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2011-10-11 for $197,000, when RICHARD J OSBORN sold to RAYMOND M GARCIA. There are 3 recorded sales for this property. The 2025 assessed value is $192,647 with a market value of $486,945.

This breaks down to $255,750 for the land and $231,195 for the building. The assessed value increased 3% from $187,218 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $237,399 recorded against this property. 18431 SW 92 PL, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2002 to 2011, with 3 recorded transactions in the public record. The current assessed value represents 98% of the most recent sale price.

Based on the most recent sale, this property traded at $149 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

RAYMOND M GARCIA
18431 SW 92 PL, MIAMI, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,326 — $4,267
Flood $400 — $800
Property/Wind $1,926 — $3,467

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 18431

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →

Mortgages

ACTIVE
$250,000
~$237,399 bal.
LOANDEPOT.COM LLC · 2022-01-19
Est. Total Balance $237,399
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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