18465 SW 92 CT, Cutler Bay, FL 33157

Parcel: 3660040230430 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$321,132

Property Details

Beds
3
Baths
2
Living Sqft
1,620
Year Built
1971
Lot Sqft
19,200
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$127,000
1994-04-01
2
$250,000+97%
2004-08-01
3
$325,000+30%
2016-09-15
LUIS ABELLA BRIAN CERCHIAI

Tax Assessment History

$321,132
Assessed (2025)
$544,929
Market Value
$270,410
Taxable Value
$5,505
Annual Tax
2024
$312,082
$546,438
2025
$321,132
$544,929
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $321,132 $544,929 $270,410 $5,505
2024 $312,082 $546,438 $262,082 $5,336

About 18465 SW 92 CT, Cutler Bay, FL 33157

18465 SW 92 CT, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1971 with 1,620 square feet of living space on a 19,200 square foot lot. The property is currently owned by BRIAN CERCHIAI JULISSA C CERCHIAI, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-09-15 for $325,000, when LUIS ABELLA sold to BRIAN CERCHIAI. The property has appreciated $75,000 (30%) since the prior sale of $250,000 on 2004-08-01. There are 3 recorded sales for this property.

The 2025 assessed value is $321,132 with a market value of $544,929. This breaks down to $346,050 for the land and $198,879 for the building. The assessed value increased 3% from $312,082 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $334,408 recorded against this property.

18465 SW 92 CT, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1994 to 2016, with 3 recorded transactions in the public record.

The current assessed value represents 99% of the most recent sale price. Based on the most recent sale, this property traded at $201 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

BRIAN CERCHIAI JULISSA C CERCHIAI
18465 SW 92 CT, CUTLER BAY, FL, 33157-7009
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,611 — $6,580
Flood $400 — $800
Property/Wind $3,211 — $5,780

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 18465

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →

Mortgages

ACTIVE
$382,500
~$334,408 bal.
WATERSTONE MORTGAGE CORP · 2021-10-26
Est. Total Balance $334,408
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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