9388 SW 185 ST, Cutler Bay, FL 33157

Parcel: 3660040220230 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$391,415

Property Details

Beds
3
Baths
2
Living Sqft
2,223
Year Built
1971
Lot Sqft
9,769
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$130,000
1994-06-01
2
$146,000+12%
2000-03-01
3
$400,000+174%
2017-07-26
WILLIAM M RAMOS &W ROSA M JONATHAN EDWARD FRAGINALS

Tax Assessment History

$391,415
Assessed (2025)
$562,643
Market Value
$340,693
Taxable Value
$6,936
Annual Tax
2024
$380,384
$566,299
2025
$391,415
$562,643
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $391,415 $562,643 $340,693 $6,936
2024 $380,384 $566,299 $330,384 $6,726

About 9388 SW 185 ST, Cutler Bay, FL 33157

9388 SW 185 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1971 with 2,223 square feet of living space on a 9,769 square foot lot. The property is currently owned by JONATHAN EDWARD FRAGINALS LILLIAN FRAGINALS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-07-26 for $400,000, when WILLIAM M RAMOS &W ROSA M sold to JONATHAN EDWARD FRAGINALS. The property has appreciated $254,000 (174%) since the prior sale of $146,000 on 2000-03-01. There are 3 recorded sales for this property.

The 2025 assessed value is $391,415 with a market value of $562,643. This breaks down to $270,285 for the land and $292,358 for the building. The assessed value increased 3% from $380,384 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $105,650 recorded against this property.

9388 SW 185 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1994 to 2017, with 3 recorded transactions in the public record.

The current assessed value represents 98% of the most recent sale price. Based on the most recent sale, this property traded at $180 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JONATHAN EDWARD FRAGINALS LILLIAN FRAGINALS
9388 SW 185 ST, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,314 — $7,845
Flood $400 — $800
Property/Wind $3,914 — $7,045

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$110,500
~$105,650 bal.
UNITED WHOLESALE MORTGAGE · 2022-07-22
2 satisfied mortgages
SATISFIED 2021-10-19
$58,794
FIGURE LENDING LLC
SATISFIED 2021-07-08
$382,700
FIFTH THIRD BANK NA
Est. Total Balance $105,650
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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