18640 SW 92 AVE, Cutler Bay, FL 33157

Parcel: 3660040190020 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$519,062

Property Details

Beds
3
Baths
2
Living Sqft
1,953
Year Built
1969
Lot Sqft
10,187
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$174,900
2001-06-01
2
$230,000+32%
2013-11-05
LOIS L MARINOFFCLYDE BERTRAND
3
$395,000+72%
2020-06-15
CLYDE BERTRANDLOURDES NUNEZ

Tax Assessment History

$519,062
Assessed (2025)
$519,062
Market Value
$463,340
Taxable Value
$9,433
Annual Tax
2024
$519,320
2025
$519,062
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $519,062 $519,062 $463,340 $9,433
2024 $519,320 $519,320 $464,320 $9,453

About 18640 SW 92 AVE, Cutler Bay, FL 33157

18640 SW 92 AVE, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1969 with 1,953 square feet of living space on a 10,187 square foot lot. The property is currently owned by LOURDES NUNEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-06-15 for $395,000, when CLYDE BERTRAND sold to LOURDES NUNEZ. The property has appreciated $165,000 (72%) since the prior sale of $230,000 on 2013-11-05. There are 3 recorded sales for this property.

The 2025 assessed value is $519,062 with a market value of $519,062. This breaks down to $276,555 for the land and $242,507 for the building. The assessed value decreased 0% from $519,320 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $412,830 recorded against this property.

18640 SW 92 AVE, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2001 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 131% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $202 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LOURDES NUNEZ
18640 SW 92 AVE, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$6,628 — $12,219
Flood $400 — $800
Property/Wind $6,228 — $11,419

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 18640

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
20
View full risk analysis →

Mortgages

ACTIVE
$430,000
~$412,830 bal.
A&D MORTGAGE LLC · 2022-11-03
Est. Total Balance $412,830
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales