18945 SW 95 AVE, Cutler Bay, FL 33157

Parcel: 3660040180500 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$496,070

Property Details

Beds
3
Baths
2
Living Sqft
1,548
Year Built
1969
Lot Sqft
11,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$335,000
2006-02-01
2
$515,000+54%
2022-01-11
ANA PATAOKRISTINA STEPHAN
3
$600,000+17%
2023-08-10
KRISTINA STEPHANCODY ELLISON
4
$600,000
2023-09-06

Tax Assessment History

$496,070
Assessed (2025)
$496,070
Market Value
$445,348
Taxable Value
$9,067
Annual Tax
2024
$497,602
2025
$496,070
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $496,070 $496,070 $445,348 $9,067
2024 $497,602 $497,602 $447,602 $9,113

About 18945 SW 95 AVE, Cutler Bay, FL 33157

18945 SW 95 AVE, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1969 with 1,548 square feet of living space on a 11,000 square foot lot. The property is currently owned by CODY ELLISON KRISTINA BORRAJERO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-09-06 for $600,000. There are 4 recorded sales for this property. The 2025 assessed value is $496,070 with a market value of $496,070.

This breaks down to $288,750 for the land and $207,320 for the building. The assessed value decreased 0% from $497,602 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $378,403 recorded against this property. 18945 SW 95 AVE, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2023, with 4 recorded transactions in the public record. The current assessed value represents 83% of the most recent sale price.

Based on the most recent sale, this property traded at $388 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CODY ELLISON KRISTINA BORRAJERO
18945 SW 95 AVE, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$6,352 — $11,713
Flood $400 — $800
Property/Wind $5,952 — $10,913

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 18945

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
20
View full risk analysis →

Mortgages

ACTIVE
$390,000
~$378,403 bal.
ARK-LA-TEX FINANCIAL SERVICES LLC · 2023-09-06
Est. Total Balance $378,403
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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