9522 SW 189 TER, Cutler Bay, FL 33157

Parcel: 3660040180100 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$432,425

Property Details

Beds
3
Baths
2
Living Sqft
1,474
Year Built
1969
Lot Sqft
8,770
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$73,000
1985-09-01
2
$100non-market transfer
2016-04-11
BETTY NICOALUS BETTY JEAN NICOLAUS TRS
3
$485,000
2022-10-31
BETTY JEAN NICOLAUS TRSVICTOR MANUEL PANEDA
4
$485,000
2022-11-03

Tax Assessment History

$432,425
Assessed (2025)
$432,425
Market Value
$381,703
Taxable Value
$7,771
Annual Tax
2024
$420,597
$433,759
2025
$432,425
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $432,425 $432,425 $381,703 $7,771
2024 $420,597 $433,759 $370,597 $7,545

About 9522 SW 189 TER, Cutler Bay, FL 33157

9522 SW 189 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1969 with 1,474 square feet of living space on a 8,770 square foot lot. The property is currently owned by VICTOR MANUEL PANEDA SUMMER LEIGH HAMADEH, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-11-03 for $485,000. There are 4 recorded sales for this property. The 2025 assessed value is $432,425 with a market value of $432,425.

This breaks down to $255,300 for the land and $177,125 for the building. The assessed value increased 3% from $420,597 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $353,305 recorded against this property. 9522 SW 189 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1985 to 2022, with 4 recorded transactions in the public record. The current assessed value represents 89% of the most recent sale price.

Based on the most recent sale, this property traded at $329 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

VICTOR MANUEL PANEDA SUMMER LEIGH HAMADEH
9522 SW 189 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$5,589 — $10,313
Flood $400 — $800
Property/Wind $5,189 — $9,513

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$368,000
~$353,305 bal.
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC · 2022-11-03
Est. Total Balance $353,305
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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