8970 SW 198 TER, Cutler Bay, FL 33157

Parcel: 3660040141340 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$162,182

Property Details

Beds
3
Baths
2
Living Sqft
1,988
Year Built
1961
Lot Sqft
7,950
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$208,000
2004-04-01
2
N/Anon-market transfer
2005-12-01
3
$100non-market transfer
2021-07-30
ANGELA WATKINSROGER & CINDY WATKINS &

Tax Assessment History

$162,182
Assessed (2025)
$444,775
Market Value
$111,460
Taxable Value
$2,269
Annual Tax
2024
$157,612
$446,444
2025
$162,182
$444,775
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $162,182 $444,775 $111,460 $2,269
2024 $157,612 $446,444 $107,612 $2,191

About 8970 SW 198 TER, Cutler Bay, FL 33157

8970 SW 198 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1961 with 1,988 square feet of living space on a 7,950 square foot lot. The property is currently owned by ROGER & CINDY WATKINS & SCOTT J WATKINS JTRS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-07-30 for $100, when ANGELA WATKINS sold to ROGER & CINDY WATKINS &. There are 3 recorded sales for this property. The 2025 assessed value is $162,182 with a market value of $444,775.

This breaks down to $238,500 for the land and $206,275 for the building. The assessed value increased 3% from $157,612 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $230,453 recorded against this property. 8970 SW 198 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2021, with 3 recorded transactions in the public record..

Current Owner

ROGER & CINDY WATKINS & SCOTT J WATKINS JTRS
8970 SW 198 TERR, MIAMI, FL, 33157-8970
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,346 — $4,368
Flood $400 — $800
Property/Wind $1,946 — $3,568

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$260,000
~$230,453 bal.
ROCKET MORTGAGE LLC · 2022-07-07
Est. Total Balance $230,453
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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