19825 SW 89 AVE, Cutler Bay, FL 33157

Parcel: 3660040140700 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$117,855

Property Details

Beds
3
Baths
2
Living Sqft
1,494
Year Built
1961
Lot Sqft
7,800
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$64,500
1985-12-01
2
$100non-market transfer
2020-11-10
CONNIE WATSONCONSTANCE J WATSON LE
3
$530,000
2025-09-26
CONSTANCE J WATSON LEERIC RUIZ
4
$530,000
2025-11-24

Tax Assessment History

$117,855
Assessed (2025)
$383,380
Market Value
$62,133
Taxable Value
$1,265
Annual Tax
2024
$114,534
$383,424
2025
$117,855
$383,380
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $117,855 $383,380 $62,133 $1,265
2024 $114,534 $383,424 $59,534 $1,212

About 19825 SW 89 AVE, Cutler Bay, FL 33157

19825 SW 89 AVE, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1961 with 1,494 square feet of living space on a 7,800 square foot lot. The property is currently owned by ERIC RUIZ NATALIE RUIZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-11-24 for $530,000. There are 4 recorded sales for this property. The 2025 assessed value is $117,855 with a market value of $383,380.

This breaks down to $234,000 for the land and $149,380 for the building. The assessed value increased 3% from $114,534 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $421,143 recorded against this property. 19825 SW 89 AVE, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1985 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 22% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $355 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ERIC RUIZ NATALIE RUIZ
19825 SW 89 AVE, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 19825

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →

Mortgages

ACTIVE
$424,000
~$421,143 bal.
UNITED WHOLESALE MORTGAGE LLC · 2025-11-24
Est. Total Balance $421,143
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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