19300 WHISPERING PINES RD, Cutler Bay, FL 33157

Parcel: 3660040131740 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$447,371

Property Details

Beds
3
Baths
2
Living Sqft
1,620
Year Built
1960
Lot Sqft
10,560
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2003-12-01
2
$360,000
2021-09-17
JEROME L CLEVELAND TRSLIP GROUP LLC
3
$528,000+47%
2022-03-09
LIP GROUP LLC KEVIN ALEXANDER FERNANDEZ

Tax Assessment History

$447,371
Assessed (2025)
$447,371
Market Value
$396,649
Taxable Value
$8,075
Annual Tax
2024
$434,866
$448,752
2025
$447,371
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $447,371 $447,371 $396,649 $8,075
2024 $434,866 $448,752 $384,866 $7,836

About 19300 WHISPERING PINES RD, Cutler Bay, FL 33157

19300 WHISPERING PINES RD, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,620 square feet of living space on a 10,560 square foot lot. The property is currently owned by KEVIN ALEXANDER FERNANDEZ JANINE NICOLE FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-03-09 for $528,000, when LIP GROUP LLC sold to KEVIN ALEXANDER FERNANDEZ. The property has appreciated $168,000 (47%) since the prior sale of $360,000 on 2021-09-17. There are 3 recorded sales for this property.

The 2025 assessed value is $447,371 with a market value of $447,371. This breaks down to $282,150 for the land and $165,221 for the building. The assessed value increased 3% from $434,866 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $477,420 recorded against this property.

19300 WHISPERING PINES RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2003 to 2022, with 3 recorded transactions in the public record.

The current assessed value represents 85% of the most recent sale price. Based on the most recent sale, this property traded at $326 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

KEVIN ALEXANDER FERNANDEZ JANINE NICOLE FERNANDEZ
19300 WHISPERING PINES RD, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,768 — $10,642
Flood $400 — $800
Property/Wind $5,368 — $9,842

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 19300

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$501,600
~$477,420 bal.
ROCKET MORTGAGE LLC · 2022-03-22
Est. Total Balance $477,420
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales