19621 FRANJO RD, Cutler Bay, FL 33157

Parcel: 3660040131610 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$390,836

Property Details

Beds
2
Baths
2
Living Sqft
1,104
Year Built
1971
Lot Sqft
8,625
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$112,000
2002-05-01
2
$148,000+32%
2009-07-31
THOMAS A BERNASCONITRACY WHIDDON
3
$100non-market transfer
2016-02-10
TRACY WHIDDONTRACY WHIDDON
4
N/A
2022-09-19

Tax Assessment History

$390,836
Assessed (2025)
$390,836
Market Value
$340,114
Taxable Value
$6,924
Annual Tax
2024
$390,887
2025
$390,836
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $390,836 $390,836 $340,114 $6,924
2024 $390,887 $390,887 $340,887 $6,940

About 19621 FRANJO RD, Cutler Bay, FL 33157

19621 FRANJO RD, Cutler Bay, FL 33157 is a 2-bedroom, 2-bathroom residential - single family : 1 unit built in 1971 with 1,104 square feet of living space on a 8,625 square foot lot. The property is currently owned by TRACY WHIDDON, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $390,836 with a market value of $390,836. This breaks down to $253,126 for the land and $137,710 for the building.

The assessed value decreased 0% from $390,887 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile.

There are active mortgage liens totaling $150,369 recorded against this property. 19621 FRANJO RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2002 to 2022, with 4 recorded transactions in the public record..

Current Owner

TRACY WHIDDON
19621 FRANJO RD, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,308 — $7,835
Flood $400 — $800
Property/Wind $3,908 — $7,035

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 19621

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
29
View full risk analysis →

Mortgages

ACTIVE
$159,100
~$150,369 bal.
ROCKET MORTGAGE LLC · 2021-09-23
Est. Total Balance $150,369
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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