19520 WHISPERING PINES RD, Cutler Bay, FL 33157

Parcel: 3660040131500 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$397,656

Property Details

Beds
3
Baths
2
Living Sqft
1,352
Year Built
1959
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$50,000
2015-03-13
VIRGINIA GAIL MEIER DRAGONY TRSBETTY S STULTZ
2
$100non-market transfer
2015-12-03
BETTY S STULTZBETTY S STULTZ
3
$395,000
2021-02-10

Tax Assessment History

$397,656
Assessed (2025)
$397,656
Market Value
$397,656
Taxable Value
$8,096
Annual Tax
2024
$385,729
$398,894
2025
$397,656
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $397,656 $397,656 $397,656 $8,096
2024 $385,729 $398,894 $385,729 $7,853

About 19520 WHISPERING PINES RD, Cutler Bay, FL 33157

19520 WHISPERING PINES RD, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,352 square feet of living space on a 8,250 square foot lot. The property is currently owned by BETTY S STULTZ, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2021-02-10 for $395,000. The property has appreciated $394,900 (394900%) since the prior sale of $100 on 2015-12-03. There are 3 recorded sales for this property.

The 2025 assessed value is $397,656 with a market value of $397,656. This breaks down to $247,500 for the land and $150,156 for the building. The assessed value increased 3% from $385,729 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $27,490 recorded against this property. 19520 WHISPERING PINES RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 101% of the most recent sale price.

Based on the most recent sale, this property traded at $292 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

BETTY S STULTZ
19410 SW 88 CT, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,171 — $9,548
Flood $400 — $800
Property/Wind $4,771 — $8,748

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 19520

100%
Owner-Occ
0%
Investor
4
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$28,669
~$27,490 bal.
SECRETARY HOUSING URBAN DEVELOPMENT · 2023-04-25
Est. Total Balance $27,490
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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