19310 CHRISTMAS RD, Cutler Bay, FL 33157

Parcel: 3660040120950 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$417,581

Property Details

Beds
3
Baths
1
Living Sqft
1,125
Year Built
1958
Lot Sqft
8,470
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$200,000
2015-10-13
EST OF BENJAMIN DIAZ JRCAROLINE J HUMPHREY
2
$100non-market transfer
2015-10-13
BENJAMIN DIAZ IIICAROLINE J HUMPHREY
3
$515,000
2023-03-10
CAROLINE J HUMPHREYLUISA MARIA FERNANDEZ
4
$515,000
2023-03-20

Tax Assessment History

$417,581
Assessed (2025)
$417,581
Market Value
$366,859
Taxable Value
$7,469
Annual Tax
2024
$419,644
2025
$417,581
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $417,581 $417,581 $366,859 $7,469
2024 $419,644 $419,644 $369,644 $7,526

About 19310 CHRISTMAS RD, Cutler Bay, FL 33157

19310 CHRISTMAS RD, Cutler Bay, FL 33157 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1958 with 1,125 square feet of living space on a 8,470 square foot lot. The property is currently owned by LUISA MARIA FERNANDEZ ZULEIKA FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-03-20 for $515,000. There are 4 recorded sales for this property. The 2025 assessed value is $417,581 with a market value of $417,581.

This breaks down to $250,800 for the land and $166,781 for the building. The assessed value decreased 0% from $419,644 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,136, and the median home value is $396,300.

The population density is 4,818 people per square mile. There are active mortgage liens totaling $478,228 recorded against this property. 19310 CHRISTMAS RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2023, with 4 recorded transactions in the public record. The current assessed value represents 81% of the most recent sale price.

Based on the most recent sale, this property traded at $458 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LUISA MARIA FERNANDEZ ZULEIKA FERNANDEZ
19310 CHRISTMAS RD, CUTLER BAY, FL, 33157-8706
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,410 — $9,986
Flood $400 — $800
Property/Wind $5,010 — $9,186

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 19310

100%
Owner-Occ
0%
Investor
4
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
28
View full risk analysis →

Mortgages

ACTIVE
$495,853
~$478,228 bal.
FAIRWAY INDEPENDENT MORTGAGE CORP · 2023-03-20
1 satisfied mortgage
SATISFIED 2021-08-27
$28,986
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $478,228
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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