9431 TONI DR, Cutler Bay, FL 33157

Parcel: 3660040120220 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$148,971

Property Details

Beds
3
Baths
1
Living Sqft
973
Year Built
1958
Lot Sqft
9,452
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$140,500
2014-09-12
JOHN C CUNNINGHAMLAURA MARIE NELSON
2
$315,900+125%
2018-08-10
LAURA MARIE NELSONZOE ROSALIA PENA
3
$100non-market transfer
2021-02-03
ZOE ROSALIA PENAZOE ROSALIA PENA LE

Tax Assessment History

$148,971
Assessed (2025)
$424,293
Market Value
$98,249
Taxable Value
$2,000
Annual Tax
2024
$144,773
$426,182
2025
$148,971
$424,293
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $148,971 $424,293 $98,249 $2,000
2024 $144,773 $426,182 $94,773 $1,930

About 9431 TONI DR, Cutler Bay, FL 33157

9431 TONI DR, Cutler Bay, FL 33157 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1958 with 973 square feet of living space on a 9,452 square foot lot. The property is currently owned by ZOE ROSALIA PENA LE EDILBERTO TOMAS PENA LE, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-02-03 for $100, when ZOE ROSALIA PENA sold to ZOE ROSALIA PENA LE . The property sold for $315,800 less than the prior sale of $315,900 on 2018-08-10. There are 3 recorded sales for this property.

The 2025 assessed value is $148,971 with a market value of $424,293. This breaks down to $265,530 for the land and $158,763 for the building. The assessed value increased 3% from $144,773 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. 9431 TONI DR, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2014 to 2021, with 3 recorded transactions in the public record..

Current Owner

ZOE ROSALIA PENA LE EDILBERTO TOMAS PENA LE
9431 TONI DR, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,187 — $4,077
Flood $400 — $800
Property/Wind $1,787 — $3,277

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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