19540 FRANJO RD, Cutler Bay, FL 33157

Parcel: 3660040110220 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$155,345

Property Details

Beds
3
Baths
2
Living Sqft
1,489
Year Built
1958
Lot Sqft
8,305
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$150,000
2011-12-05
MIRIAM MANESCARL G GONZALEZ TRS
2
$140,000-7%
2013-11-06
CARL G GONZALEZ TRSROBERT J DUNCAN
3
N/Anon-market transfer
2021-08-02
ROBERT J DUNCANROBERT J DUNCAN

Tax Assessment History

$155,345
Assessed (2025)
$398,155
Market Value
$104,623
Taxable Value
$2,130
Annual Tax
2024
$150,967
$398,166
2025
$155,345
$398,155
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $155,345 $398,155 $104,623 $2,130
2024 $150,967 $398,166 $100,967 $2,056

About 19540 FRANJO RD, Cutler Bay, FL 33157

19540 FRANJO RD, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 1,489 square feet of living space on a 8,305 square foot lot. The property is currently owned by ROBERT J DUNCAN AMY L DUNCAN, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 3 recorded sales for this property. The 2025 assessed value is $155,345 with a market value of $398,155. This breaks down to $248,326 for the land and $149,829 for the building.

The assessed value increased 3% from $150,967 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

There are active mortgage liens totaling $438,178 recorded against this property. 19540 FRANJO RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2011 to 2021, with 3 recorded transactions in the public record..

Current Owner

ROBERT J DUNCAN AMY L DUNCAN
19540 FRANJO RD, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,264 — $4,217
Flood $400 — $800
Property/Wind $1,864 — $3,417

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 19540

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
29
View full risk analysis →

Mortgages

ACTIVE
$449,271
~$438,178 bal.
BETTER MORTGAGE CORPRATION ISAOA · 2024-02-22
1 satisfied mortgage
SATISFIED 2021-08-31
$59,276
HOMETAP INVESTMENT PARTNERS III SPV LLC
Est. Total Balance $438,178
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales