19821 CHRISTMAS RD, Cutler Bay, FL 33157

Parcel: 3660040100300 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$301,467

Property Details

Beds
4
Baths
2
Living Sqft
1,504
Year Built
1958
Lot Sqft
7,896
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$60,000
1987-12-01
2
$89,900+50%
1994-08-01
3
$298,000+231%
2017-08-11
FRANK GONZALEZ &W JOHANNA C YAILIN FERRAO

Tax Assessment History

$301,467
Assessed (2025)
$476,782
Market Value
$250,745
Taxable Value
$5,105
Annual Tax
2024
$292,971
$479,430
2025
$301,467
$476,782
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $301,467 $476,782 $250,745 $5,105
2024 $292,971 $479,430 $242,971 $4,947

About 19821 CHRISTMAS RD, Cutler Bay, FL 33157

19821 CHRISTMAS RD, Cutler Bay, FL 33157 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 1,504 square feet of living space on a 7,896 square foot lot. The property is currently owned by YAILIN FERRAO LOURDES LARA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-08-11 for $298,000, when FRANK GONZALEZ &W JOHANNA C sold to YAILIN FERRAO. The property has appreciated $208,100 (231%) since the prior sale of $89,900 on 1994-08-01. There are 3 recorded sales for this property.

The 2025 assessed value is $301,467 with a market value of $476,782. This breaks down to $236,880 for the land and $239,902 for the building. The assessed value increased 3% from $292,971 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. There are active mortgage liens totaling $266,484 recorded against this property.

19821 CHRISTMAS RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1987 to 2017, with 3 recorded transactions in the public record.

The current assessed value represents 101% of the most recent sale price. Based on the most recent sale, this property traded at $198 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

YAILIN FERRAO LOURDES LARA
19821 CHRISTMAS RD, MIAMI, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,017 — $7,432
Flood $400 — $800
Property/Wind $3,617 — $6,632

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 19821

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$282,384
~$266,484 bal.
LAKEVIEW LOAN SERVICING LLC · 2021-10-04
Est. Total Balance $266,484
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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