8900 SW 196 DR, Cutler Bay, FL 33157

Parcel: 3660040091650 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$243,218

Property Details

Beds
3
Baths
2
Living Sqft
1,578
Year Built
1960
Lot Sqft
18,994
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$182,900
2001-09-01
2
$399,000+118%
2005-10-01

Tax Assessment History

$243,218
Assessed (2025)
$626,497
Market Value
$192,496
Taxable Value
$3,919
Annual Tax
2024
$236,364
$628,242
2025
$243,218
$626,497
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $243,218 $626,497 $192,496 $3,919
2024 $236,364 $628,242 $186,364 $3,794

About 8900 SW 196 DR, Cutler Bay, FL 33157

8900 SW 196 DR, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,578 square feet of living space on a 18,994 square foot lot. The property is currently owned by TIMOTHY POLSTER &W ASHLEY POLSTER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2005-10-01 for $399,000. The property has appreciated $216,100 (118%) since the prior sale of $182,900 on 2001-09-01. The 2025 assessed value is $243,218 with a market value of $626,497.

This breaks down to $390,931 for the land and $235,566 for the building. The assessed value increased 3% from $236,364 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $245,563 recorded against this property. 8900 SW 196 DR, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2001 to 2005, with 2 recorded transactions in the public record. The current assessed value represents 61% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $253 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

TIMOTHY POLSTER &W ASHLEY POLSTER
8900 SW 196 DR, MIAMI, FL, 33157-8877
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,318 — $6,150
Flood $400 — $800
Property/Wind $2,918 — $5,350

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$258,000
~$245,563 bal.
UNITED WHOLESALE MORTGAGE LLC · 2022-03-09
Est. Total Balance $245,563
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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