8905 SW 196 DR, Cutler Bay, FL 33157

Parcel: 3660040090140 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$246,917

Property Details

Beds
3
Baths
2
Living Sqft
2,196
Year Built
1963
Lot Sqft
17,763
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$130,250
1981-05-01
2
$174,000+34%
1993-09-01

Tax Assessment History

$246,917
Assessed (2025)
$720,109
Market Value
$196,195
Taxable Value
$3,994
Annual Tax
2024
$239,959
$722,227
2025
$246,917
$720,109
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $246,917 $720,109 $196,195 $3,994
2024 $239,959 $722,227 $189,959 $3,867

About 8905 SW 196 DR, Cutler Bay, FL 33157

8905 SW 196 DR, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1963 with 2,196 square feet of living space on a 17,763 square foot lot. The property is currently owned by TIMOTHY G SANDER &W SHERYL L, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1993-09-01 for $174,000. The property has appreciated $43,750 (34%) since the prior sale of $130,250 on 1981-05-01. The 2025 assessed value is $246,917 with a market value of $720,109.

This breaks down to $458,682 for the land and $261,427 for the building. The assessed value increased 3% from $239,959 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. 8905 SW 196 DR, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1981 to 1993, with 2 recorded transactions in the public record. The current assessed value represents 142% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $79 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

TIMOTHY G SANDER &W SHERYL L
8905 SW 196 DR, MIAMI, FL, 33157-8876
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,363 — $6,232
Flood $400 — $800
Property/Wind $2,963 — $5,432

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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