8850 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040070530 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$475,869

Property Details

Beds
3
Baths
2
Living Sqft
1,569
Year Built
1965
Lot Sqft
9,869
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$72,800
1981-04-01
2
$108,000+48%
1996-11-01
3
N/A
2022-11-28
4
$294,500
2023-09-27
MARJORIE C TULL EST OFSHANTEL DUVERNEY
5
$294,500
2023-10-19

Tax Assessment History

$475,869
Assessed (2025)
$475,869
Market Value
$425,147
Taxable Value
$8,656
Annual Tax
2024
$477,429
2025
$475,869
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $475,869 $475,869 $425,147 $8,656
2024 $477,429 $477,429 $427,429 $8,702

About 8850 SW 186 TER, Cutler Bay, FL 33157

8850 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1965 with 1,569 square feet of living space on a 9,869 square foot lot. The property is currently owned by SHANTEL DUVERNEY, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2023-10-19 for $294,500. There are 5 recorded sales for this property. The 2025 assessed value is $475,869 with a market value of $475,869.

This breaks down to $271,785 for the land and $204,084 for the building. The assessed value decreased 0% from $477,429 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. There are active mortgage liens totaling $280,852 recorded against this property. 8850 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1981 to 2023, with 5 recorded transactions in the public record. The current assessed value represents 162% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $188 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

SHANTEL DUVERNEY
8214 SW 197 TER, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$6,110 — $11,269
Flood $400 — $800
Property/Wind $5,710 — $10,469

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$289,165
~$280,852 bal.
EVERETT FINANCIAL INC · 2023-10-19
Est. Total Balance $280,852
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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