8910 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040070490 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$198,128

Property Details

Beds
3
Baths
2
Living Sqft
2,036
Year Built
1959
Lot Sqft
9,350
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$90,000
1998-10-01
2
N/Anon-market transfer
1998-10-01
3
$156,000
1999-05-01

Tax Assessment History

$198,128
Assessed (2025)
$498,361
Market Value
$142,406
Taxable Value
$2,899
Annual Tax
2024
$192,545
$500,168
2025
$198,128
$498,361
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $198,128 $498,361 $142,406 $2,899
2024 $192,545 $500,168 $137,545 $2,800

About 8910 SW 186 TER, Cutler Bay, FL 33157

8910 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 2,036 square feet of living space on a 9,350 square foot lot. The property is currently owned by CRISPINA E MARTINEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1999-05-01 for $156,000. The property has appreciated $66,000 (73%) since the prior sale of $90,000 on 1998-10-01. There are 3 recorded sales for this property.

The 2025 assessed value is $198,128 with a market value of $498,361. This breaks down to $264,000 for the land and $234,361 for the building. The assessed value increased 3% from $192,545 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. 8910 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1998 to 1999, with 3 recorded transactions in the public record. The current assessed value represents 127% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $77 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CRISPINA E MARTINEZ
8910 SW 186 TERR, MIAMI, FL, 33157-7125
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,777 — $5,158
Flood $400 — $800
Property/Wind $2,377 — $4,358

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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