8911 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040070330 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$227,978

Property Details

Beds
3
Baths
2
Living Sqft
1,435
Year Built
1961
Lot Sqft
15,050
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2004-07-01
2
$480,000
2006-04-01
3
N/Anon-market transfer
2006-04-01

Tax Assessment History

$227,978
Assessed (2025)
$566,465
Market Value
$177,256
Taxable Value
$3,609
Annual Tax
2024
$221,553
$569,332
2025
$227,978
$566,465
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $227,978 $566,465 $177,256 $3,609
2024 $221,553 $569,332 $171,553 $3,493

About 8911 SW 186 TER, Cutler Bay, FL 33157

8911 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1961 with 1,435 square feet of living space on a 15,050 square foot lot. The property is currently owned by ALBERT GUERRA &W RAYANN D, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2006-04-01 for $480,000. There are 3 recorded sales for this property. The 2025 assessed value is $227,978 with a market value of $566,465.

This breaks down to $345,576 for the land and $220,889 for the building. The assessed value increased 3% from $221,553 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200.

The population density is 4,679 people per square mile. 8911 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2004 to 2006, with 3 recorded transactions in the public record. The current assessed value represents 47% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase.

Based on the most recent sale, this property traded at $334 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ALBERT GUERRA &W RAYANN D
8911 SW 186 TERR, MIAMI, FL, 33157-7124
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,135 — $5,815
Flood $400 — $800
Property/Wind $2,735 — $5,015

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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