8941 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040070300 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$158,480

Property Details

Beds
3
Baths
2
Living Sqft
1,248
Year Built
1960
Lot Sqft
15,050
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2023-07-14
LYNNE RAHNLYNNE RAHN LE
2
N/A
2023-07-21
3
$100non-market transfer
2025-03-25
LYNNE RAHN LYNNE RAHN LE
4
$679,000
2025-03-25
LYNNE RAHN LECRISTINA AURORA HERNANEZ
5
N/A
2025-04-03
6
$679,000
2025-04-03

Tax Assessment History

$158,480
Assessed (2025)
$537,121
Market Value
$102,758
Taxable Value
$2,092
Annual Tax
2024
$154,014
$538,519
2025
$158,480
$537,121
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $158,480 $537,121 $102,758 $2,092
2024 $154,014 $538,519 $99,014 $2,016

About 8941 SW 186 TER, Cutler Bay, FL 33157

8941 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,248 square feet of living space on a 15,050 square foot lot. The property is currently owned by CRISTINA AURORA HERNANDEZ EVELIO CARMENATES GONZALEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 6 recorded sales for this property. The 2025 assessed value is $158,480 with a market value of $537,121. This breaks down to $345,576 for the land and $191,545 for the building.

The assessed value increased 3% from $154,014 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile.

There are active mortgage liens totaling $650,778 recorded against this property. 8941 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2023 to 2025, with 6 recorded transactions in the public record..

Current Owner

CRISTINA AURORA HERNANDEZ EVELIO CARMENATES GONZALEZ
8941 SW 186 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,301 — $4,286
Flood $400 — $800
Property/Wind $1,901 — $3,486

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$658,630
~$650,778 bal.
UNITED WHOLESALE MORTGAGE LLC · 2025-04-03
Est. Total Balance $650,778
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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