8710 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660040070190 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$406,984

Property Details

Beds
3
Baths
3
Living Sqft
2,482
Year Built
1960
Lot Sqft
15,015
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$112,900
1989-04-01
2
$112,000-1%
1991-06-01
3
$431,300+285%
2018-05-18
JOHN F CHAPMAN &W BARBARA SANDRA MERSCHER

Tax Assessment History

$406,984
Assessed (2025)
$658,091
Market Value
$356,262
Taxable Value
$7,253
Annual Tax
2024
$395,515
$660,632
2025
$406,984
$658,091
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $406,984 $658,091 $356,262 $7,253
2024 $395,515 $660,632 $345,515 $7,034

About 8710 SW 186 ST, Cutler Bay, FL 33157

8710 SW 186 ST, Cutler Bay, FL 33157 is a 3-bedroom, 3-bathroom residential - single family : 1 unit built in 1960 with 2,482 square feet of living space on a 15,015 square foot lot. The property is currently owned by SANDRA MERSCHER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-05-18 for $431,300, when JOHN F CHAPMAN &W BARBARA sold to SANDRA MERSCHER. The property has appreciated $319,300 (285%) since the prior sale of $112,000 on 1991-06-01. There are 3 recorded sales for this property.

The 2025 assessed value is $406,984 with a market value of $658,091. This breaks down to $345,172 for the land and $312,919 for the building. The assessed value increased 3% from $395,515 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. 8710 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1989 to 2018, with 3 recorded transactions in the public record. The current assessed value represents 94% of the most recent sale price.

Based on the most recent sale, this property traded at $174 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1993187895 plumbing expired

Current Owner

SANDRA MERSCHER
8710 SW 186 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,283 — $9,753
Flood $400 — $800
Property/Wind $4,883 — $8,953

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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