20010 ISLAND RD, Cutler Bay, FL 33189

Parcel: 3660040041620 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$296,608

Property Details

Beds
3
Baths
2
Living Sqft
1,572
Year Built
1957
Lot Sqft
9,442
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2013-06-18
NELSON ALVAREZNELSON ALVAREZ
2
$210,000
2014-08-22
NELSON ALVAREZBENNETT MICHAEL GOLDMAN
3
$325,000+55%
2018-03-02
BENNETT MICHAEL GOLDMANKYLE S HARDY

Tax Assessment History

$296,608
Assessed (2025)
$478,860
Market Value
$245,886
Taxable Value
$5,006
Annual Tax
2024
$288,249
$481,577
2025
$296,608
$478,860
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $296,608 $478,860 $245,886 $5,006
2024 $288,249 $481,577 $238,249 $4,851

About 20010 ISLAND RD, Cutler Bay, FL 33189

20010 ISLAND RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1957 with 1,572 square feet of living space on a 9,442 square foot lot. The property is currently owned by KYLE S HARDY ADRIANA VELASQUEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-03-02 for $325,000, when BENNETT MICHAEL GOLDMAN sold to KYLE S HARDY . The property has appreciated $115,000 (55%) since the prior sale of $210,000 on 2014-08-22. There are 3 recorded sales for this property.

The 2025 assessed value is $296,608 with a market value of $478,860. This breaks down to $265,380 for the land and $213,480 for the building. The assessed value increased 3% from $288,249 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,136, and the median home value is $396,300. The population density is 4,818 people per square mile. There are active mortgage liens totaling $275,703 recorded against this property.

20010 ISLAND RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2013 to 2018, with 3 recorded transactions in the public record.

The current assessed value represents 91% of the most recent sale price. Based on the most recent sale, this property traded at $207 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

KYLE S HARDY ADRIANA VELASQUEZ
20010 ISLAND RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,959 — $7,325
Flood $400 — $800
Property/Wind $3,559 — $6,525

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 20010

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$290,000
~$275,703 bal.
GUARANTEED RATE AFFINITY LLC · 2022-02-28
Est. Total Balance $275,703
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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