8218 SW 189 TER, Cutler Bay, FL 33157

Parcel: 3660030360180 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$501,220

Property Details

Beds
5
Baths
4.5
Living Sqft
2,892
Year Built
2013
Lot Sqft
15,660
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2012-12-04
COMMUNITY BANK OF FLORIDACARIBE AT CUTLER BAY III LLC
2
$867,500
2012-12-04
COMMUNITY BANK OF FLORIDACARIBE AT CUTLER BAY III LLC
3
$475,406-45%
2013-10-23
CARIBE AT CUTLER BAY III LLCJAMES W SMITH

Tax Assessment History

$501,220
Assessed (2025)
$869,039
Market Value
$445,498
Taxable Value
$9,070
Annual Tax
2024
$487,095
$874,842
2025
$501,220
$869,039
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $501,220 $869,039 $445,498 $9,070
2024 $487,095 $874,842 $432,095 $8,797

About 8218 SW 189 TER, Cutler Bay, FL 33157

8218 SW 189 TER, Cutler Bay, FL 33157 is a 5-bedroom, 4.5-bathroom residential - single family : 1 unit built in 2013 with 2,892 square feet of living space on a 15,660 square foot lot. The property is currently owned by BRENDA J MONTEITH SMITH, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2013-10-23 for $475,406, when CARIBE AT CUTLER BAY III LLC sold to JAMES W SMITH. There are 3 recorded sales for this property. The 2025 assessed value is $501,220 with a market value of $869,039.

This breaks down to $352,590 for the land and $516,449 for the building. The assessed value increased 3% from $487,095 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000.

The population density is 3,712 people per square mile. 8218 SW 189 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2012 to 2013, with 3 recorded transactions in the public record. The current assessed value represents 105% of the most recent sale price. Based on the most recent sale, this property traded at $164 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

BRENDA J MONTEITH SMITH
8218 SW 189 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,407 — $5,812
Flood $400 — $800
Property/Wind $3,007 — $5,012

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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