18865 SW 76 CT, Cutler Bay, FL 33157

Parcel: 3660030343970 · Residential - Single Family · Residential · Zoning: 0100

Assessed Value (2025)
$541,010

Property Details

Beds
5
Baths
4
Living Sqft
3,982
Year Built
2006
Lot Sqft
10,977
Stories
2
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$717,990
2006-04-01
2
$610,000-15%
2020-10-23
FRANCISCO J LLORCA &WMICHAEL A FRAM TRS

Tax Assessment History

$541,010
Assessed (2025)
$850,890
Market Value
$490,288
Taxable Value
$9,982
Annual Tax
2024
$525,763
$887,781
2025
$541,010
$850,890
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $541,010 $850,890 $490,288 $9,982
2024 $525,763 $887,781 $475,763 $9,686

About 18865 SW 76 CT, Cutler Bay, FL 33157

18865 SW 76 CT, Cutler Bay, FL 33157 is a 5-bedroom, 4-bathroom residential - single family : residential - total value built in 2006 with 3,982 square feet of living space on a 10,977 square foot lot. The property is currently owned by MICHAEL A FRAM TRS MICHAEL A KRAM TRUST, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-10-23 for $610,000, when FRANCISCO J LLORCA &W sold to MICHAEL A FRAM TRS . The property sold for $107,990 less than the prior sale of $717,990 on 2006-04-01. The 2025 assessed value is $541,010 with a market value of $850,890.

This breaks down to $323,348 for the land and $527,542 for the building. The assessed value increased 3% from $525,763 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $59,248, and the median home value is $344,300.

The population density is 1,820 people per square mile. There are active mortgage liens totaling $325,706 recorded against this property. 18865 SW 76 CT, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2020, with 2 recorded transactions in the public record. The current assessed value represents 89% of the most recent sale price.

Based on the most recent sale, this property traded at $153 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MICHAEL A FRAM TRS MICHAEL A KRAM TRUST
18865 SW 76 CT, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

People Behind This Entity

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,646 — $6,210
Flood $400 — $800
Property/Wind $3,246 — $5,410

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 18865

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
18
View full risk analysis →

Mortgages

ACTIVE
$340,000
~$325,706 bal.
CITADEL SERVICING CORPORATION · 2022-09-01
Est. Total Balance $325,706
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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