7537 SW 189 ST, Cutler Bay, FL 33157

Parcel: 3660030343490 · Residential - Single Family · Residential · Zoning: 0100

Assessed Value (2025)
$688,527

Property Details

Beds
5
Baths
4
Living Sqft
3,945
Year Built
2006
Lot Sqft
8,530
Stories
2
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$785,780
2006-08-01
2
$297,200-62%
2016-11-08
RONALD N SPAULDING RONALD NICHOLAS SPAULDING TRS

Tax Assessment History

$688,527
Assessed (2025)
$812,082
Market Value
$688,527
Taxable Value
$14,018
Annual Tax
2024
$625,934
$849,126
2025
$688,527
$812,082
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $688,527 $812,082 $688,527 $14,018
2024 $625,934 $849,126 $625,934 $12,744

About 7537 SW 189 ST, Cutler Bay, FL 33157

7537 SW 189 ST, Cutler Bay, FL 33157 is a 5-bedroom, 4-bathroom residential - single family : residential - total value built in 2006 with 3,945 square feet of living space on a 8,530 square foot lot. The property is currently owned by RONALD NICHOLAS SPAULDING TRS RONALD NICHOLAS SPAULDING, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2016-11-08 for $297,200, when RONALD N SPAULDING sold to RONALD NICHOLAS SPAULDING TRS. The property sold for $488,580 less than the prior sale of $785,780 on 2006-08-01. The 2025 assessed value is $688,527 with a market value of $812,082.

This breaks down to $280,525 for the land and $531,557 for the building. The assessed value increased 10% from $625,934 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile.

7537 SW 189 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2016, with 2 recorded transactions in the public record.

The current assessed value represents 232% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $75 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

RONALD NICHOLAS SPAULDING TRS RONALD NICHOLAS SPAULDING
1425 BRICKELL AVE #51C, MIAMI, FL, 33131
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,531 — $7,685
Flood $400 — $800
Property/Wind $4,131 — $6,885

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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