7438 SW 189 TER, Cutler Bay, FL 33157

Parcel: 3660030343270 · Residential - Single Family · Residential · Zoning: 0100

Assessed Value (2025)
$488,081

Property Details

Beds
5
Baths
4
Living Sqft
3,945
Year Built
2005
Lot Sqft
13,638
Stories
2
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$479,990
2005-07-01
2
$680,000+42%
2006-03-01
3
$505,000-26%
2016-06-27
HARVEY ADES &W REBECCA JOHN C EUSTACE JR

Tax Assessment History

$488,081
Assessed (2025)
$851,108
Market Value
$437,359
Taxable Value
$8,904
Annual Tax
2024
$474,326
$887,284
2025
$488,081
$851,108
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $488,081 $851,108 $437,359 $8,904
2024 $474,326 $887,284 $424,326 $8,639

About 7438 SW 189 TER, Cutler Bay, FL 33157

7438 SW 189 TER, Cutler Bay, FL 33157 is a 5-bedroom, 4-bathroom residential - single family : residential - total value built in 2005 with 3,945 square feet of living space on a 13,638 square foot lot. The property is currently owned by JOHN C EUSTACE JR DAWN M EUSTACE, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-06-27 for $505,000, when HARVEY ADES &W REBECCA sold to JOHN C EUSTACE JR. The property sold for $175,000 less than the prior sale of $680,000 on 2006-03-01. There are 3 recorded sales for this property.

The 2025 assessed value is $488,081 with a market value of $851,108. This breaks down to $369,915 for the land and $481,193 for the building. The assessed value increased 3% from $474,326 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile. There are active mortgage liens totaling $383,727 recorded against this property.

7438 SW 189 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2005 to 2016, with 3 recorded transactions in the public record.

The current assessed value represents 97% of the most recent sale price. Based on the most recent sale, this property traded at $128 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JOHN C EUSTACE JR DAWN M EUSTACE
7438 SW 189 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,328 — $5,680
Flood $400 — $800
Property/Wind $2,928 — $4,880

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$450,000
~$383,727 bal.
HOME FINANCING CENTER INC · 2021-02-22
Est. Total Balance $383,727
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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