7862 SW 195 ST, Cutler Bay, FL 33157

Parcel: 3660030341640 · Residential - Single Family · Residential · Zoning: 0100

Assessed Value (2025)
$602,631

Property Details

Beds
5
Baths
4
Living Sqft
4,717
Year Built
2006
Lot Sqft
8,405
Stories
2
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$300,000
2011-06-17
NEIL MARYANOFFZETZCO HOLDINGS LLC
2
$450,000+50%
2011-09-30
ZETZCO HOLDINGS LLCANTHONY RUVO
3
$580,000+29%
2017-08-08
ANTHONY RUVOMICHAEL J TOWNSEND

Tax Assessment History

$602,631
Assessed (2025)
$926,982
Market Value
$551,909
Taxable Value
$11,236
Annual Tax
2024
$585,648
$972,348
2025
$602,631
$926,982
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $602,631 $926,982 $551,909 $11,236
2024 $585,648 $972,348 $535,648 $10,905

About 7862 SW 195 ST, Cutler Bay, FL 33157

7862 SW 195 ST, Cutler Bay, FL 33157 is a 5-bedroom, 4-bathroom residential - single family : residential - total value built in 2006 with 4,717 square feet of living space on a 8,405 square foot lot. The property is currently owned by MICHAEL J TOWNSEND PEGGY L TOWNSEND, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-08-08 for $580,000, when ANTHONY RUVO sold to MICHAEL J TOWNSEND. The property has appreciated $130,000 (29%) since the prior sale of $450,000 on 2011-09-30. There are 3 recorded sales for this property.

The 2025 assessed value is $602,631 with a market value of $926,982. This breaks down to $278,338 for the land and $648,644 for the building. The assessed value increased 3% from $585,648 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile.

There are active mortgage liens totaling $900,204 recorded against this property. 7862 SW 195 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2011 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 104% of the most recent sale price. Based on the most recent sale, this property traded at $123 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MICHAEL J TOWNSEND PEGGY L TOWNSEND
7862 SW 195 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,015 — $6,826
Flood $400 — $800
Property/Wind $3,615 — $6,026

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$929,700
~$900,204 bal.
SWIFT HOME LOANS INC · 2023-07-03
1 satisfied mortgage
SATISFIED 2021-09-17
$550,977
NATIONSTAR MORTGAGE LLC
Est. Total Balance $900,204
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales