7982 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030300210 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$567,468

Property Details

Beds
4
Baths
3
Living Sqft
2,770
Year Built
1995
Lot Sqft
15,898
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$497,500
2011-10-20
DAVID R FREW &W DIANARANDLE L YARBERRY
2
$590,000+19%
2016-05-20
RANDLE L YARBERRYMARTA ROSA GOVANTES
3
$625,000+6%
2018-03-19
MARTA ROSA GOVANTESAMBERT LOUIS

Tax Assessment History

$567,468
Assessed (2025)
$848,266
Market Value
$516,746
Taxable Value
$10,521
Annual Tax
2024
$551,476
$854,330
2025
$567,468
$848,266
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $567,468 $848,266 $516,746 $10,521
2024 $551,476 $854,330 $501,476 $10,210

About 7982 SW 186 ST, Cutler Bay, FL 33157

7982 SW 186 ST, Cutler Bay, FL 33157 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 1995 with 2,770 square feet of living space on a 15,898 square foot lot. The property is currently owned by AMBERT LOUIS GEORGINA M LUGO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-03-19 for $625,000, when MARTA ROSA GOVANTES sold to AMBERT LOUIS. The property has appreciated $35,000 (6%) since the prior sale of $590,000 on 2016-05-20. There are 3 recorded sales for this property.

The 2025 assessed value is $567,468 with a market value of $848,266. This breaks down to $355,327 for the land and $492,939 for the building. The assessed value increased 3% from $551,476 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. 7982 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2011 to 2018, with 3 recorded transactions in the public record. The current assessed value represents 91% of the most recent sale price.

Based on the most recent sale, this property traded at $226 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2023092392 plumbing F
N1994207606 plumbing expired

Current Owner

AMBERT LOUIS GEORGINA M LUGO
7982 SW 186 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,939 — $8,744
Flood $400 — $800
Property/Wind $4,539 — $7,944

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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