7911 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030300180 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$408,223

Property Details

Beds
4
Baths
3
Living Sqft
2,782
Year Built
1994
Lot Sqft
20,632
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$707,000
1993-10-01
2
$245,400-65%
1994-06-01

Tax Assessment History

$408,223
Assessed (2025)
$812,776
Market Value
$357,501
Taxable Value
$7,278
Annual Tax
2024
$396,719
$818,533
2025
$408,223
$812,776
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $408,223 $812,776 $357,501 $7,278
2024 $396,719 $818,533 $346,719 $7,059

About 7911 SW 186 ST, Cutler Bay, FL 33157

7911 SW 186 ST, Cutler Bay, FL 33157 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 1994 with 2,782 square feet of living space on a 20,632 square foot lot. The property is currently owned by JAMES BROWN &W DELOISE, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1994-06-01 for $245,400. The property sold for $461,600 less than the prior sale of $707,000 on 1993-10-01. The 2025 assessed value is $408,223 with a market value of $812,776.

This breaks down to $409,768 for the land and $403,008 for the building. The assessed value increased 3% from $396,719 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000.

The population density is 3,712 people per square mile. There are active mortgage liens totaling $119,696 recorded against this property. 7911 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1993 to 1994, with 2 recorded transactions in the public record. The current assessed value represents 166% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $88 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JAMES BROWN &W DELOISE
7911 SW 186 ST, MIAMI, FL, 33157-7472
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,665 — $6,515
Flood $400 — $800
Property/Wind $3,265 — $5,715

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$125,000
~$119,696 bal.
PENNYMAC LOAN SERVICES LLC · 2024-09-30
1 satisfied mortgage
SATISFIED 2021-05-18
$505,500
PENNYMAC LOAN SERVICES LLC
Est. Total Balance $119,696
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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