7904 SW 185 TER, Cutler Bay, FL 33157

Parcel: 3660030300090 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$412,927

Property Details

Beds
5
Baths
3.5
Living Sqft
3,196
Year Built
1994
Lot Sqft
17,225
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$400,000
2013-05-06
U S BANK N A TRSLLOYD KOSSALLY
2
$573,000+43%
2016-06-08
LLOYD KOSSALLYJOHN PAUL HEFTY
3
$100non-market transfer
2022-06-17
JOHN PAUL HEFTYJOHN PAUL HEFTY
4
N/A
2022-06-24

Tax Assessment History

$412,927
Assessed (2025)
$870,759
Market Value
$362,205
Taxable Value
$7,374
Annual Tax
2024
$401,290
$877,015
2025
$412,927
$870,759
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $412,927 $870,759 $362,205 $7,374
2024 $401,290 $877,015 $351,290 $7,152

About 7904 SW 185 TER, Cutler Bay, FL 33157

7904 SW 185 TER, Cutler Bay, FL 33157 is a 5-bedroom, 3.5-bathroom residential - single family : 1 unit built in 1994 with 3,196 square feet of living space on a 17,225 square foot lot. The property is currently owned by JOHN PAUL HEFTY DANIA ESTRELLA HEFTY, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $412,927 with a market value of $870,759. This breaks down to $370,588 for the land and $500,171 for the building.

The assessed value increased 3% from $401,290 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $525,274 recorded against this property. 7904 SW 185 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2013 to 2022, with 4 recorded transactions in the public record..

Current Owner

JOHN PAUL HEFTY DANIA ESTRELLA HEFTY
7904 SW 185 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,703 — $6,580
Flood $400 — $800
Property/Wind $3,303 — $5,780

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$550,000
~$525,274 bal.
CHERRY CREEK MORTGAGE LLC · 2022-06-24
Est. Total Balance $525,274
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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