7761 SW 185 ST, Cutler Bay, FL 33157

Parcel: 3660030240260 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$779,311

Property Details

Beds
4
Baths
3
Living Sqft
2,770
Year Built
1993
Lot Sqft
15,010
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$435,000
2020-12-30
LOZPINI HOLDINGS LLCJAVIER J LOZADA
2
$447,700+3%
2023-11-02
JAVIER J LOZADAJL PROVIDEO LLC
3
$447,700
2023-11-21
4
N/A
2023-11-21
5
$1,125,000
2026-02-17
JL PROVIDEO LLCJOSE SIRVEN
6
$1,125,000
2026-02-25

Tax Assessment History

$779,311
Assessed (2025)
$779,311
Market Value
$779,311
Taxable Value
$15,866
Annual Tax
2024
$784,842
2025
$779,311
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $779,311 $779,311 $779,311 $15,866
2024 $784,842 $784,842 $784,842 $15,979

About 7761 SW 185 ST, Cutler Bay, FL 33157

7761 SW 185 ST, Cutler Bay, FL 33157 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 1993 with 2,770 square feet of living space on a 15,010 square foot lot. The property is currently owned by JOSE SIRVEN CECILIA ANN RUIZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2026-02-25 for $1,125,000. There are 6 recorded sales for this property. The 2025 assessed value is $779,311 with a market value of $779,311.

This breaks down to $345,115 for the land and $434,196 for the building. The assessed value decreased 1% from $784,842 in 2024. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $714,727 recorded against this property. 7761 SW 185 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2020 to 2026, with 6 recorded transactions in the public record. The current assessed value represents 69% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase.

Based on the most recent sale, this property traded at $406 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1994042717 plumbing expired

Current Owner

JOSE SIRVEN CECILIA ANN RUIZ
7761 SW 185 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$8,193 — $14,827
Flood $400 — $800
Property/Wind $7,793 — $14,027

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$735,000
~$714,727 bal.
CIG10 CAPITAL LLC · 2023-11-21
Est. Total Balance $714,727
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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