8040 SW 189 ST, Cutler Bay, FL 33157

Parcel: 3660030200100 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$326,812

Property Details

Beds
4
Baths
2
Living Sqft
2,381
Year Built
1983
Lot Sqft
15,065
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$165,000
1984-11-01
2
$238,500+45%
2000-03-01

Tax Assessment History

$326,812
Assessed (2025)
$681,966
Market Value
$276,090
Taxable Value
$5,621
Annual Tax
2024
$317,602
$684,594
2025
$326,812
$681,966
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $326,812 $681,966 $276,090 $5,621
2024 $317,602 $684,594 $267,602 $5,448

About 8040 SW 189 ST, Cutler Bay, FL 33157

8040 SW 189 ST, Cutler Bay, FL 33157 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1983 with 2,381 square feet of living space on a 15,065 square foot lot. The property is currently owned by HUMBERTO ESPINOSA &W ANA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2000-03-01 for $238,500. The property has appreciated $73,500 (45%) since the prior sale of $165,000 on 1984-11-01. The 2025 assessed value is $326,812 with a market value of $681,966.

This breaks down to $345,748 for the land and $336,218 for the building. The assessed value increased 3% from $317,602 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000.

The population density is 3,712 people per square mile. 8040 SW 189 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1984 to 2000, with 2 recorded transactions in the public record. The current assessed value represents 137% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $100 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

HUMBERTO ESPINOSA &W ANA
8040 SW 189 ST, MIAMI, FL, 33157-7444
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,668 — $6,682
Flood $400 — $800
Property/Wind $3,268 — $5,882

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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